Compare cheap car insurance
✔ Compare cheap car insurance quotes
✔ Over 110 insurance providers
✔ Get a quote in minutes
✔ Save up to £504*
Over time, it’s common for drivers to develop bad habits or overlook lessons from their driver training. To ensure your safety while driving, here are some crucial tips to remember.
10 top safe driving tips to help you drive safely
Cultivating good driving practices not only ensures your safety on the road but can also be beneficial for your finances.
- Maintain a safe following distance
- Turn off your phone
- Adhere to speed limits
- Don’t drive tired
- Vehicle maintenance is key
- Stay level-headed
- Prepare for sun glare
- Be considerate of all road users
- Get a grip
- Always be prepared
- Frequently asked questions
By maintaining a clean driving record and increasing your no-claims bonus, you can potentially lower your car insurance premiums. Explore our advice on how to drive safely.
How much can you save on your car insurance?
Maintain a safe following distance
Always ensure at least a two-second gap between your vehicle and the one in front. This buffer gives you adequate time to respond if the car ahead suddenly slows down or stops.
While it’s a commonly practiced rule on highways, it becomes even more crucial on rural roads. Brake, a road safety charity, reports that over half of Britain’s fatal accidents happen on countryside lanes.
Deaths on these roads occur at a rate three times higher than on city streets, impacting car drivers, motorcyclists, and cyclists alike.
Turn off your phone
Using a mobile phone while driving is not only distracting but illegal. Even glancing at your phone in traffic or at stoplights can have dire consequences.
A £200 fine and six penalty points await those caught in the act. In severe cases, a £1,000 fine and a driving ban can be imposed.
Adhere to speed limits
Speeding isn’t just a ticket risk; it endangers lives. In 2020 alone, speeding was a factor in 3,927 accidents in the UK, with 1,361 of them resulting in fatalities or serious injuries, as per government data. Always prioritise safety over speed.
How much can you save on your car insurance?
Don’t drive tired
While constant fatigue may seem a norm in today’s fast-paced world, it’s dangerous behind the wheel.
Fatigue affects your reflexes and decision-making ability. For longer journeys, schedule breaks and stay hydrated.
Vehicle maintenance is key
Routine checks can prevent mishaps. Issues like bald tyres or failing brakes significantly up the risk factor.
Ensure regular servicing, MOTs, and check vital parameters like tyre pressure and fluid levels before setting off.
Stay level-headed
A staggering 62% of drivers admit to experiencing road rage, a significant contributor to accidents. It’s always best to drive in a calm state of mind, avoiding the wheel when feeling overwhelmed or tired.
How much can you save on your car insurance?
Prepare for sun glare
Sunlight, especially during dawn or dusk, can severely impair vision, especially when reflecting off wet roads or snow.
A handy pair of sunglasses in the glove compartment can make all the difference.
Be considerate of all road users
Whether it’s pedestrians, cyclists, or horse riders, always be vigilant. Mutual respect goes a long way in ensuring safety.
If possible, establish eye contact to signal awareness and always provide ample space.
Get a grip
While driving gloves might seem dated, they offer better wheel grip, especially during extreme weather, ensuring better vehicle control.
Always be prepared
Equip your car with an emergency kit. From spare tyres to first aid, de-icer, and jump leads, these tools can be lifesavers during unexpected breakdowns or incidents.
How much can you save on your car insurance?
Frequently asked questions
Yes, telematics insurance, often referred to as black box insurance, maybe a great option for you.
This insurance uses a device or app to monitor your driving behaviours, including speed and skill. Demonstrating safe driving habits could lead to more affordable insurance rates.
Receiving penalty points on your licence, due to infractions like speeding or phone usage while driving, can lead to a notable increase in your insurance premiums.
Within the UK, the established speed limits are:
- 30mph in urban areas (though some sections of London enforce a 20mph limit)
- 60mph on single-lane roads
- 70mph on dual carriageways and motorways.
IAM RoadSmart for courses designed to enhance your driving proficiency. Not only will you become a more adept driver, but you might also qualify for more favourable car insurance rates.
Car insurance blog
Video by Mike Bird