Pass Plus & Car Insurance

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Does Pass Plus give you a car insurance discount?

Pass Plus is a driving course supported by the UK government that provides additional practical training on the road for new and inexperienced drivers. While the program is designed to improve your driving skills, many drivers wonder if completing the course can actually lead to a discount on their car insurance.

What is the Pass Plus scheme?

The Pass Plus scheme is a practical driving course that is backed by the UK government and is designed to provide additional training to newly qualified drivers. The course usually costs around £200 and is designed to help drivers improve their driving skills and increase their confidence on the road, particularly in areas such as motorway driving, night driving, and driving in adverse weather conditions.

The Pass Plus scheme is voluntary, and it is open to drivers of all ages who have recently passed their driving test. The course is delivered by approved driving instructors, and upon completion, drivers may be eligible for a discount on their car insurance premiums from participating insurance providers.

What does the Pass Plus scheme cover?

The Pass Plus scheme is a government-backed initiative designed to provide newly-qualified drivers with extra practical experience on the road, covering the following six modules:

Driving in town: This module covers navigating complex junctions, understanding bus, cycle, and tram lanes, and identifying and responding to road signs and markings.
Driving in adverse weather conditions: This module aims to help drivers become more confident and skilled in driving in extreme weather conditions, such as heavy rain, snow, ice, fog, and bright sunshine. It covers preventing and handling skids, as well as adjusting your driving according to the conditions.
Driving at night: This module covers using your headlights correctly, becoming used to different light levels, and learning to judge distances and speeds in low light conditions. It also covers the dangers of driving when tired and how to avoid them.
Driving on rural roads: This module covers driving on narrow, poorly-lit, and winding roads, as well as recognising safe passing places when you meet horse riders or farm vehicles.
Driving on dual carriageways: This module focuses on joining and exiting dual carriageways using slip roads, overtaking, maintaining safe distances, and general lane discipline.
Driving on motorways: This module covers driving on motorways, including dealing with fatigue, breaking down, following motorway signs, and maintaining good lane discipline.

By completing the Pass Plus scheme, new drivers can develop their driving skills and experience in a range of different driving conditions, potentially making them safer and more confident on the road.

How much does the Pass Plus scheme cost?

The Pass Plus driving course is typically priced between £150 and £200, but the final cost may vary depending on a few factors, such as:

Location: Pass Plus courses in different areas may be priced differently, so the cost may be higher or lower depending on where you live.
Driving instructor: The cost may also depend on the driving instructor you choose. Some instructors may charge more for the course, while others may offer discounts or special deals.
Additional lessons: If you need more than the standard six lessons to complete the Pass Plus course, this may increase the overall cost. Some driving instructors may offer a discount for bulk lessons, so it is worth asking about this option.

It’s important to note that some local councils or organisations may offer a subsidy or discount for Pass Plus courses, so it’s worth checking if any discounts are available in your area. Additionally, while the Pass Plus course may seem expensive upfront, completing the course may lead to lower car insurance premiums in the long run, which could ultimately save you money.

Related: Saab car insurance

How does the Pass Plus driving course work?

The Pass Plus driving course is designed to be a practical course with each module focused on developing a specific driving skill, although some modules may include some theoretical learning. Ideally, you should spend at least five or six hours driving on the road to gain hands-on experience in different situations.

Unlike a regular driving test, there is no exam at the end of the course. Instead, you will be continually assessed throughout each module, and you will need to meet the required standard in every module to pass.

To be eligible for the Pass Plus course, you must hold a full UK driving licence and have passed your test within the last 12 months. To book a course, you can contact a qualified driving instructor or a local driving school.

Does Pass Plus make car insurance cheaper?

Pass Plus does not guarantee that your car insurance premiums will be cheaper, but many insurance companies offer discounts to drivers who have completed the course. The amount of the discount and the criteria for eligibility vary depending on the insurance provider. It’s worth checking with your insurance company to see if they offer a discount for Pass Plus completion.

In general, Pass Plus can help you become a safer driver and gain more experience, which could potentially reduce your risk of being involved in an accident and make you a more attractive candidate for insurance providers.

Is Pass Plus worth it?

Whether Pass Plus is worth it or not depends on your individual circumstances and goals. Here are some factors to consider:

Pros of Pass Plus:

Extra experience: Pass Plus offers new drivers valuable additional practice and experience in challenging driving situations that they may not have encountered during their basic driving lessons.
Potential insurance discounts: Some insurers offer discounts to drivers who have completed the Pass Plus course, which could save you money on your car insurance premiums in the long run.
Improved confidence: Pass Plus can help new drivers feel more confident on the road, which can lead to safer and more comfortable driving.

Cons of Pass Plus:

Cost: The Pass Plus course can cost between £150 and £200, which may not be feasible for everyone.
No guaranteed insurance discount: While some insurers offer discounts for completing Pass Plus, not all do, so it may not be a guaranteed way to save money on car insurance.
No test: As there is no test at the end of the Pass Plus course, some drivers may feel that they haven’t been adequately assessed or that they haven’t gained a tangible qualification.

Ultimately, whether Pass Plus is worth it for you depends on your personal circumstances, such as your budget, your driving goals and your confidence level on the road. If you’re a new driver who feels nervous about certain driving situations, or if you want to potentially save money on your car insurance premiums, then Pass Plus could be a worthwhile investment. However, if you feel confident in your driving ability and don’t want to pay the additional cost, then it may not be necessary.

How else can you lower the cost of car insurance for young drivers?

Insurers generally charge young, inexperienced drivers more for car insurance because they judge them more likely to make a claim. The cost of car insurance can be reduced by following these tips:

Taking out fully comprehensive cover, which offers greater protection and is now cheaper than third-party or third-party, fire and theft policies.
Keeping your mileage down, as the less time you spend on the roads the less likely you are to have an accident.
Driving a car that is in one of the lower insurance groups.
Take out a telematics car insurance policy that monitors where and how you drive and rewards safe driving with lower premiums.
Increasing the amount you will pay towards any claims – known as the voluntary excess.
Adding an experienced driver with a good driving history as a named driver on your policy.
Building up a no-claims bonus by not making any claims on your policy.
Consider a black box policy which installs a device in the car to monitor your driving behaviour and adjust premiums accordingly.

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Frequently asked questions

Is it worth doing the Pass Plus scheme?

Taking the Pass Plus scheme can improve your driving skills by helping you to understand and practice areas of driving that you may not have covered extensively during your initial driving lessons.

However, it may not be necessary if you feel confident in your abilities or if you can arrange for additional lessons with your driving instructor to cover areas of weakness.

How expensive is Pass Plus?

The cost of Pass Plus varies depending on the instructor and location of the training. On average, it costs around £150-£200, but in Wales, the Pass Plus Cymru scheme only costs £20.

What are the advantages of Pass Plus?

Pass Plus can help make you a safer and more confident driver, which can make you less likely to be involved in an accident. As a result, you may be seen as a lower risk by insurance providers, potentially resulting in lower premiums for your car insurance.

Can you fail a Pass Plus?

Pass Plus is not a test, so there is no pass or fail. It is an extensive training session designed to improve your driving skills and make you a better road user. Therefore, you won’t have to resit it.

The course aims to make you a safer and more confident driver, which can have numerous benefits. It’s worth considering these advantages when deciding whether or not to take a Pass Plus course.

Is Pass Plus on motorway?

Pass Plus is a driving course that includes 6 hours of in-car tuition and covers various aspects of driving. This includes dual carriageways and motorway driving, among other things.

Is Pass Plus the same as advanced driving?

Pass Plus and Advanced Driving Test are not the same thing. While Pass Plus is a training course that covers different aspects of driving, including motorway and dual carriageway driving, the Advanced Driving Test is an assessment of your driving skills beyond the standard required to pass the practical driving test.

The Advanced Driving Test is typically administered by a police advanced driving instructor, and passing it can lead to lower insurance premiums.