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Who are Subaru?
Founded in 1958, Subaru is a Japanese automaker celebrated for its exceptional contributions to the all-wheel-drive (AWD) and affordable sports car sectors. The company’s journey began with the creation of the Kei, a car specifically engineered to navigate the narrow lanes of Tokyo.
Subaru made its mark in the world of rally racing, establishing a robust reputation that led to the 1992 launch of its iconic Impreza. The Impreza continues to be a beloved model among Subaru enthusiasts, embodying the brand’s commitment to power, performance, and handling.
Subaru’s core focus lies in enhancing its AWD technology and strengthening its foothold in the crossover SUV market. Their cars are renowned for their durability, reliability, and impressive off-road capabilities, which has helped them carve out a niche within the competitive automotive industry.
The Subaru XV exemplifies the brand’s dedication to safety and performance. Crowned the ‘safest small family car in Europe’ by EuroNCAP in 2017, the XV delivers a well-rounded performance, making it a popular choice among families seeking a reliable and capable crossover vehicle. Its remarkable AWD capabilities ensure optimal performance in various road and weather conditions, further contributing to the model’s appeal.
Additionally, Subaru has shown a commitment to environmental responsibility with initiatives like the ‘Subaru Eco-Friendly Retailer’ program. It also maintains a unique position in the industry as the only automaker with a product line consisting entirely of AWD and boxer engine vehicles, highlighting the brand’s uniqueness and dedication to quality.
Frequently asked questions
The cost of insuring a Subaru can vary substantially based on several factors, including the model of the car, the driver’s age, and their driving history.
All Subaru cars are subject to rigorous safety checks and crash tests, given the brand’s rally racing origins. This has resulted in excellent safety ratings for their vehicles, which can positively influence insurance costs. Subaru’s family-oriented models, such as the Forester and the Outback, are generally associated with lower insurance premiums due to their safety features and non-sporty nature.
However, models like the Impreza, known for their sporty performance, are often favoured by younger drivers, resulting in higher average insurance premiums due to the perceived increased risk.
Furthermore, the insurance group your Subaru falls into can significantly influence the cost of your insurance. Insurance groups range from 1 to 50, with group 1 being the cheapest and 50 being the most expensive to insure. The group number is determined by factors like the car’s value, repair costs, performance, and safety features.
For Subaru, the insurance groups for some of the popular models are as follows:
- Impreza: Insurance groups 12-18
- Forester: Insurance groups 16-34
- Legacy: Insurance groups 19-22
- Outback: Insurance groups 17-23
- XV: Insurance groups 10-16
- WRX: Insurance groups 40-43
- Brz: Insurance groups 30-31
It’s crucial to remember that these are general guidelines and actual insurance costs can vary based on other factors including the insurer’s individual rating system, the driver’s address, and the level of coverage chosen. As such, it’s always a good idea to shop around and compare car insurance for multiple quotes before selecting an insurance policy for your Subaru.
Yes, there are multiple strategies you can employ to potentially lower the cost of your Subaru car insurance.
For young drivers, the following could help decrease the cost:
Add a more experienced driver: Including an older and more experienced driver as a named driver on your policy could reduce costs. However, ensure they only use your car occasionally, otherwise, you might be accused of ‘fronting‘, a type of insurance fraud.
Avoid Modifications: Refraining from adding non-standard modifications to your Subaru could help keep insurance costs down. Modifications can often increase the risk associated with the car, resulting in higher premiums.
For drivers of all ages, these tips could help reduce insurance premiums:
Increase Voluntary Excess: Agreeing to a higher voluntary excess—the amount you pay before your insurer covers the rest of a claim—can lower your premium. However, make sure you can afford the excess if you need to make a claim.
Secure Parking: Keeping your car in a secure location overnight, such as a private driveway or garage, can also lower your premium. Cars parked on the street are considered more at risk of theft or damage.
Remember to compare car insurance quotes from various providers to ensure you’re getting the most affordable coverage that still meets your needs.
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